Insurance & Payment
ways we help you pay: direct billing, CDCP, government programs, and flexible payment plans.
Accepted
Now accepted
Written estimate first
Our Promise
You shouldn’t have to worry about cost before you can worry about your teeth. From the moment you book, our team handles the insurance paperwork, verifies your coverage, and explains your options in plain language, no jargon, no guesswork.
Whether you’re covered by a private plan, CDCP, a government program, or paying out of pocket, we build a transparent path forward so you always know what to expect before treatment begins.
Direct Billing
Find Your Path
Bring your insurance card and policy details to your visit. We verify your benefits, bill your provider directly, and you pay only what's left after your plan's portion.
If you're enrolled in the Canadian Dental Care Plan, we bill Sun Life directly on your behalf under CDCP. We'll confirm your eligibility and covered services before treatment.
We accept ODSP, Ontario Works, and Healthy Smiles Ontario for eligible children. Bring your program documentation and we'll take care of the rest.
No coverage, no problem. We provide a full written estimate before treatment and offer flexible payment options, so you know the cost upfront.
Insurance Providers
Canadian Dental Care Plan
Government Programs
Ontario Disability Support Program recipients can access covered dental services with us. Bring your documentation and we'll confirm your benefits.
We accept Ontario Works dental benefits for eligible adults and children, with paperwork and billing handled by our team.
Free dental care for eligible children and youth under 17. We'll check your child's eligibility and manage the enrollment details.
Payment Options
Not having insurance shouldn’t mean putting off care you need. We keep pricing transparent and offer flexible ways to pay.
The Process
Share your insurance, CDCP, or program details when you book or arrive.
Our team confirms your benefits and what's covered before treatment.
We submit the claim directly to your insurer or plan on your behalf.
You only pay what's left after your coverage, clearly explained upfront.
Ask us for an estimate before any treatment. No hidden fees, ever, we confirm your cost in writing before we begin.
FAQ
Yes, we accept the Canadian Dental Care Plan. Eligibility is generally based on having no other dental insurance, an adjusted family net income under the government threshold, and being a Canadian resident for tax purposes.
REVIEWS

Sophia Bennett
"From the moment I walked in, I felt at ease. The space is beautiful, the team is warm, and Dr. Mo took the time to explain everything clearly. Easily the best dental experience I have had in Toronto."

Sophia Bennett
"I have always been nervous about the dentist, but the team here made me feel completely comfortable. No rushing, no pressure, just honest and gentle care. Highly recommend."

Sophia Bennett
"Booking was easy, the office is spotless and modern, and Dr. Roz was fantastic. He explained my options without any pressure and made sure I understood everything. So glad I found this place."

Sophia Bennett
"Brought my whole family here and we all had a great experience. The kids actually enjoyed their visit, which says a lot. Friendly, professional, and genuinely caring."

Sophia Bennett
"The technology here is impressive, but what really stood out was how kind everyone was. They direct billed my insurance and made the whole process stress-free. Five stars."

Sophia Bennett
"Came in for an emergency and they fit me in quickly and took amazing care of me. Professional, calm, and reassuring when I needed it most. Cannot thank them enough."
Book Your Visit
Tell us what you need help with. We will make your visit simple, comfortable, and focused on the right care for your smile.